Millstream perceptive underwriting




For Marinas and Marine Trade businesses

What we cover

  • General liabilities including products and pollution
  • Physical damage to property
  • Marina installation
  • Equipment
  • Business interruption

Our line size:

$50m for property (with the ability to increase to $125m)

$30m for liabilities

Why Millstream?

Marine Trades

We provide innovative insurance for the marina and marine trade industry. Our package covers both wet and dry liabilities, property risks and other associated risks that are part of your business.

Third party liability

Designed to offer protection in respect of your legal liabilities including products liability, marina operator's liability, boat repairer's liability and pollution liability to third parties.

Building and contents

Cover is provided against physical loss of damage to the shore side buildings and contents at the location. Including, but not limited to, offices, storage sheds, workshops, yacht club, chandleries. Terrorism coverage is also available separately.

Travel hoists, lifting and handling equipment

Cover is provided for physical loss or damage to travel hoists, lifting and handling equipment used on site.

Marina installations

Cover is provided for wet property on a named perils basis against storm, flood, fire, lightning, collision/impact, explosion, earthquake and volcanic eruption. Coverage can be for either the Replacement Cost, Actual Cash Value, or for a First Loss Limit.

Business interruption

Cover is provided against loss of gross profit as a result of the interruption to the Insured Activities or the increased cost of working resulting from physical loss or damage to property insured at the premises.

Vessel and Work boats

Cover is provided against all risks of physical loss of or damage to vessels and/or work boats including third party liability. Coverage can also be provided for vessels under construction, if required.

View our documents

Marinasure brochure

Millstream Marine Trades proposal form