Millstream perceptive underwriting


Association of British Insurers (ABI)

The ABI represents UK insurers, providing consumers with useful information and support.  Go to to find our more.

Financial Conduct Authority (FCA)

The FCA is responsible for the regulation of financial markets, including insurance.  Visit for more information or to check our registration.

Foreign & Commonwealth Office (FCO)

The FCO provides helpful information and guidance to travellers abroad.  This is updated in response to emergencies or other developments.

Travel insurance to overseas destinations is customarily subject to FCO guidance and you are not covered for trips to destinations where the FCO has advised against all or all but essential travel.  Please refer to your policy document for more detail and visit for current information.

Managing General Agents’ Association (MGAA)

The MGAA is the voice of the growing number of managing general agents in the UK.  Find our more at



List of alternative travel insurance suppliers for people with serious medical conditions as provided by MaPs